Must pay to have a chance to advance very far, very frustrating and not worth it.

A significant number of the older videos I tried to watch said they couldn't find the video URL. Please fix this.

The corporate greed that is ingrained in this app is unbelievable. Consumers are on the hook for fraudulent purchases? Not a chance I'm using this. Instead of supporting new technology such as NFC, this app attempts to abolish credit card fees for retailers at the expense of consumer experience and financial security.